Frequently Asked Questions

01.

What is INFT?

INFT is a fintech lending platform that owns a licensed moneylender company, Pay I88 Sdn. Bhd. which provides financing solutions to businesses.

02.

How do I apply?

Fill in the application at our main page under the button "Apply Now”​.

03.

How long is the application process?

It takes about 3 minutes to fill up the application form if you have all the relevant information and documents ready.​

04.

How long will my application take to process?

1) Once you have submitted your documents, INFT provides an outcome in as fast as 3 hours*.

2) Upon submission of withdrawal request, loan will be disbursed to your designated bank account as fast as 3 hours**.

*If application is submitted during the business day from Monday to Friday, 9.00am-4.00pm.

**Upon Stamping and a copy of the stamped agreement is delivered to borrower.

05.

What documents do I need to prepare and submit?

Mandatory supporting documents:

1) All Director’s/Partner’s NRIC Back and Front

2) Official SSM registration documents for the company (ie. Section 14, 15, 17 and 58)

3) Latest 6 months company bank statement

4) Latest 1 year audited accounts

5) Latest Borang B and tax receipts of Directors

06.

Will the funds be automatically credited to my bank account on approval?

Once you have submitted your application for a loan, we will provide an outcome as fast as 3 hours. Loan will be disbursed to your designated bank account as fast as 3 hours only upon request**.

 

*If application is submitted during the business day from Monday to Friday, 9.00am-4.00pm.

**Upon stamping and a copy of the stamped agreement is delivered to borrower.

07.

What financing solutions do you provide?

Business Term Loan

Regular monthly repayments of 6 or 12 months tenure

08.

Is my company eligible for the Business Term Loan financing?

To be eligible as a client for INFT platform, your company must be:

1. Locally owned SME companies (Either a Sdn Bhd or Limited Liability Partnership)

2. At least 1 year of active operations

3. Directors ages between 18 and 65 years old

09.

Are you a licensed moneylender in Malaysia?

We are a licensed moneylender company with License [No.WL7275/10/01-2/161223] valid from [17/12/2021 - 16/12/2023] which is regulated and approved by the Malaysia Ministry of Housing of Housing & Local Government under the Money Lenders Act 1951.

10.

How can I be assured that my data is secured with INFT Malaysia

All confidential information provided is kept private and secure. We do not share, re-sell or disclose clients’ data with any third parties (unless required by law).

11.

How can I contact INFT Malaysia?

You may email us at cs@inft.com.my or Whatsapp/call us at +6018-7928328.