Frequently Asked Questions
01.
What is INFT?
INFT is a fintech lending platform that owns a licensed moneylender company, Pay I88 Sdn. Bhd. which provides financing solutions to businesses.
02.
How do I apply?
Fill in the application at our main page under the button "Apply Now”​.
03.
How long is the application process?
It takes about 3 minutes to fill up the application form if you have all the relevant information and documents ready.​
04.
How long will my application take to process?
1) Once you have submitted your documents, INFT provides an outcome in as fast as 3 hours*.
2) Upon submission of withdrawal request, loan will be disbursed to your designated bank account as fast as 3 hours**.
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*If application is submitted during the business day from Monday to Friday, 9.00am-4.00pm.
**Upon Stamping and a copy of the stamped agreement is delivered to borrower.
05.
What documents do I need to prepare and submit?
Mandatory supporting documents:
1) All Director’s/Partner’s NRIC Back and Front
2) Official SSM registration documents for the company (ie. Section 14, 15, 17 and 58)
3) Latest 6 months company bank statement
4) Latest 1 year audited accounts
5) Latest Borang B and tax receipts of Directors
06.
Will the funds be automatically credited to my bank account on approval?
Once you have submitted your application for a loan, we will provide an outcome as fast as 3 hours. Loan will be disbursed to your designated bank account as fast as 3 hours only upon request**.
*If application is submitted during the business day from Monday to Friday, 9.00am-4.00pm.
**Upon stamping and a copy of the stamped agreement is delivered to borrower.
07.
What financing solutions do you provide?
Business Term Loan
Regular monthly repayments of 6 or 12 months tenure
08.
Is my company eligible for the Business Term Loan financing?
To be eligible as a client for INFT platform, your company must be:
1. Locally owned SME companies (Either a Sdn Bhd or Limited Liability Partnership)
2. At least 1 year of active operations
3. Directors ages between 18 and 65 years old
09.
Are you a licensed moneylender in Malaysia?
We are a licensed moneylender company with License [No.WL7275/10/01-2/161223] valid from [17/12/2021 - 16/12/2023] which is regulated and approved by the Malaysia Ministry of Housing of Housing & Local Government under the Money Lenders Act 1951.
10.
How can I be assured that my data is secured with INFT Malaysia
All confidential information provided is kept private and secure. We do not share, re-sell or disclose clients’ data with any third parties (unless required by law).
11.
How can I contact INFT Malaysia?
You may email us at cs@inft.com.my or Whatsapp/call us at +6018-7928328.